Tuesday, September 22, 2009

The Bacus Health Care Plan

Like it or not, this is what you may get if you don't speak up:

Like other versions of ObamaCare, the Baucus Plan proposes to:

  • Impose an Individual Mandate. All Americans will be required to purchase health insurance designed by special interests, lobbyists and Congress. Americans who elect not to fall in line will face a penalty of up to $3,800.
  • Impose a De Facto Employer Mandate. Although not described as an employer mandate in the legislation, the Baucus Plan will require employers with more than 50 employees to pay a $400 tax for each full-time uninsured employee.
  • Mandate a 'Healthy' Lifestyle. The Baucus plan will provide Medicaid and Medicare patients with incentives for healthy living, as defined by the federal government. Of course, this means that the federal government would directly encourage and discourage American lifestyle choices.
  • Instruct Doctors on Best Practices. Under the guise of encouraging cost savings, the Baucus Plan proposes to create an "Innovation Center" which will instruct doctors as to how they should work together in the treatment of their patients.
  • Punish Hospitals for Readmitted Patients. In an effort to control cost and ensure quality, the Baucus Plan proposes to pay hospitals 20% less if a patient is readmitted to the hospital. Of course, this proposal will instead encourage hospitals to keep patients longer and discourage patients from returning for care after they are released.
  • Tax Expensive Plans. The Baucus Plan will impose a 35% excise tax on insurance which exceeds $8,000 for individuals or $21,000 for families.
  • Ignore Tort Reform. Despite the widespread belief among the American public and the medical community that tort reform would save billions of dollars and reduce the practice of defensive medicine, the Baucus Plan addresses the subject of tort reform only long enough to meekly express concern through a "Sense of the Senate" resolution.
  • Undermine Health Savings Accounts (HSA). The Baucus Plan would limit the amount that employers and employees can contribute to HSAs. Moreover, the Plan would double the tax penalty on individuals who withdraw HSA funds for non-medical expenses.
  • Deplete Medicare. Millions of America's senior citizens will see a significant reduction in the quality of their health care coverage. Roughly $500 billion in Medicare will be transferred to younger Americans and Medicare Advantage will be destroyed completely.
  • Push Americans to Public Insurance. The Baucus Plan will cause millions of families to move from private coverage - where they currently enjoy broad access - to Medicaid and S-CHIP - where they will enjoy limited access. Moreover, millions more will lose their employment-based private coverage and instead obtain insurance in an artificial market (an "Exchange") in which insurers have perverse incentives to underprovide to the sickest patients.

Click on title about to see what you can do about it.

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